Insurance for Practitioners
Do I really need to be insured as a holistic therapist?
You have worked hard to qualify as a holistic practitioner and will already have your own professional standards, however unforeseen and unpredictable things can and sometimes do occur. The tendency and unfortunate trend of the public to seek legal action against professionals appears to be increasing, especially with the promotion of the no win, no fee culture that we are currently undergoing. The number of insurance claims made against therapists is rising and large sums of money are sometimes claimed for minor damages. For your sake and your clients we advise that you always take out insurance.
Do I need to be a member of IPHM to obtain insurance? You do not need to be a registered member of IPHM to request insurance and you may contact them directly below. However members of IPHM do have the benefit of obtaining a discount on their insurance quote and will have a number of insurance providers to choose from. Members will have access to a private members area and can then obtain insurance with discounts up to 12% included in your quote.
Can I get insurance cover outside of the UK - for members of IPHM then the answer is yes - our recommended providers cover members in the UK, Ireland, Wales, Scotland, Australia, New Zealand, Canada, & most of Europe. If we do not have an affiliate insurance provider in your particular country then you will need to request public liability cover with a local insurance provider if requiring insurance cover. Showing them you are a registered member of IPHM will usually result in them being happy to offer this but IPHM make no guarantees.
I have qualified taking a distance learning course, can I still join IPHM and will I still be able to obtain insurance cover - Yes the majority of our insurance providers welcome students who have studied with any of our IPHM registered distance learning providers as do IPHM.
DISCOUNT FOR IPHM MEMBERS
Members will be eligible for a discount with some of our affiliate insurance providers and will have access to more insurance providers including Cyber Security option for those offering Online services - If you are an IPHM member request your insurance via the members dashboard to get a quote for up to a 12% discount.
Excluding Republic or Ireland
Westminster Holistic Insurance Broker
Recommended by IPHM
Westminster Indemnity offers comprehensive cover for most correspondence and distance education courses. It is essential that all Practising Therapists hold appropriate insurance to cover themselves and their clients.
UK - EUROPE visit - Insurance Enquiry
USA - CANADA Visit: https://westminster.global/
PhysioSure Australia/New Zealand
If you reside in Australia or New Zealand you can obtain a competitive quote - IPHM members available on request.
For Beauty Therapists & Training Providers
Recommended by IPHM
At Insync Beauty our aim is simple – to provide highly competitive and comprehensive insurance products to the Beauty industry.
Towergate Insurance UK
To obtain a quote for insurance from towergate UK please use the following reference number when ringing for a quote: Ref: 33090
Telephone: 0330 123 5812
Outside UK and French IPHM members should use the following link: https://www.towergate.com/international
BGI Insurance UK & European Cover
Ø Public Liability
Ø Malpractice cover
Ø Product Liability
Ø Accidental loss or damage to business stock and equipment
Ø Additional Legal Expenses included (currently only available to those in the UK and Ireland)
Ø 12 months run off cover to allow periods when you are not working
Ø Retro-active date of 2006 or since the date Medical Malpractice/Liability insurance commenced, without a break or interruption
Ø Working from home, a client’s home, or at any owned, rented or hired premises
Ø Indemnity to Principal
Ø Member to member Liability included
Ø Employers Liability can be added upon request
Disclaimer: IPHM wish to make it clear that we are not responsible for the content of external websites that you may link to and the products or services that they offer.
Important Notice: All insurance quotes and queries should be directed to the insurance provider concerned. IPHM are not responsible for any insurance providers or quotes, these contacts have been provided as a service only.